Refinance Auto Loan
Save more for the road ahead
SWAP & DROP REFINANCE
Is your auto loan leaving your wallet on empty? Peoples Advantage, you may qualify to take 1% off your auto loan rate when you refinance your auto loan with our SWAP & DROP loan program. Save more for the road ahead! A Peoples Advantage auto loan comes with free mobile and online banking,* and access to checking and savings accounts. Life is mobile and so is banking with us. Make your auto loan payment on the go with our mobile banking app. We also offer support for finding affordable auto insurance, GAP coverage, and extended warranty options for your Peoples Advantage auto loan to protect you from unexpected car maintenance or to cover the cost insurance does not cover if your car is totaled.
Peoples Advantage is a Community Development Financial Institution (CDFI). What does that mean? It means that we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable lending options. Peoples Advantage works for Petersburg and Richmond, Virginia, to provide lending products and services to fit the community and offer free financial education through our Financial Empowerment Centers, so visit us in Petersburg or Richmond, Virginia, and get moving towards your new, lower rate for your auto loan.
Start your engine on your refinanced auto loan with membership perks:
Free financial education
E-Statement and E-notices for banking on the go
Low competitive rates
Finance up to 100% of the current loan
*APR = Annual Percentage Rate. This program is designed to beat their current rate to save members money, however; we will not go below our current established floor rate. Verification of current rate is required. Rates, terms, and conditions subject to change and may vary based on qualification, including creditworthiness. Offer applies only to vehicles that are 7-model years old or newer. Standard underwriting guidelines apply. Membership eligibility required. All loans subject to approval.
