Savings

Save Smart, Earn More

Basic Savings Account

At Peoples Advantage, we keep your money safe by federally insuring your funds with the National Credit Union Administration (NCUA) up to $250,000. Whether your savings goals are short or long-term, we are here to help with a causal and personalized approach to banking. We empower you to earn more by offering multiple savings account options to fit all savings needs and make your money, make money.

When you open an account with Peoples Advantage, you automatically open a regular savings account. Your initial $5 deposit into your savings account gives you part ownership in the Credit Union, allows you to take full advantage of all the great products and services tailored for our membership needs, and gives you voting rights to frame organizational policies and decisions. Since credit unions are not-for-profit, it provides higher savings rates to our members, who are the shareholders.

Make money with your money! Learn more about our savings options:

MONEY MARKET ACCOUNT

Money Market accounts do not have a term or a period that your money is tied up and these accounts are designed to give you access to your money while earning a higher dividend rate than your regular savings or checking account.

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SHARE CERTIFICATE ACCOUNT

A Share Certificate is what banks call a certificate of deposit or CD. We offer Share Certificates saving that that range from 6 months to five years. The longer you invest, the more money you earn.

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SAVE TO WIN CERTIFICATE

Helping credit union members save money and build wealth is a cornerstone of the credit union social mission. We offer a Save to Win Share Certificate that helps you save money, earn interest, and gives you an opportunity to win $5,000 quarterly.

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Need help deciding on the right savings option for you?

Contact a People Advantage member advocate to get started today!

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union with a holistic approach to banking and lending. Our mission is to be THE resource that strengthens and rebuilds our communities by empowering our members to achieve their financial dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy—we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and achieve your financial dreams. As a CDFI, we are committed to providing financial services that support savings and lending for individuals in areas with limited access to adequate banking options. Managing finances is simple with the right tools and resources we offer.

Always with you.

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