Save to Win

Turn savings into winnings

Woman holding money

man with glasses excited while money flies around

Save Money. Earn Interest. Win Big!

Helping our members save money and build wealth isn’t just something we do – it’s who we are. At Peoples Advantage, our Save to Win Share Certificate makes saving simple and rewarding. You’ll grow your savings, earn interest, and get the chance to win $5,000 every quarter. Empowering you to achieve your financial dreams? That’s the Peoples Advantage way!.

man with glasses excited while money flies around

Real People - Real Winnings

Saving Pays Off—Just Ask Jaclyn! She joined our Save to Win Share Certificate program and was rewarded for smart saving. By depositing just $25 a month into her savings, she won $100 in 2024—proving that even small steps can lead to big rewards! 💵 It’s that simple! With Save to Win, you can grow your savings AND have a chance to win amazing prizes, just like Jaclyn. It’s the perfect way to stay motivated and make your money work harder. If Jaclyn can do it, so can YOU! Don’t miss your chance to turn saving into winning. Start today!

Here is how it works:

  • Visit a branch, email us at info@peoplesadvfcu.org, or call us at 804.748.3081.

  • Open a 12-month Save to Win share certificate with at least $25. This will be your first entry into that month’s drawing.

  • Make $25 monthly deposits into your Save-To-Win share certificate each month. Every $25 deposit earns you an entry into the drawings, up to 10 prize entries per month.

  • Prizes ranging from $25 to $5,000 will be awarded monthly and quarterly.

  • When you Save-to-Win, you not only get a chance at winning $5,000 each quarter, but you walk away with the deposits you made over the year – plus interest. A definite win-win situation!

  • All accounts are subject to final approval.

Prize Drawing

Number of Winners per Drawing

Prize Amounts per Drawing

Total Annual Winners

Monthly

159

$25

1908

5

$100

60

1

$1,000

12

Quarterly

6

$50

24

15

$100

60

10

$200

40

8

$500

32

7

$1,000

28

1

$2,000

4

1

$5,000

4

The Save to Win share certificate also has other benefits. You are building wealth by investing in the share certificate. Like our traditional share certificates, the longer you invest, the more money you earn. Share certificates are safe because your funds are federally insured funds with the National Credit Union Administration (NCUA) up to $250,000. Whether your savings goals are short or long-term, we are here to help with a causal and personalized approach to banking. We empower you to earn more by offering a Save to Win share certificate account to fit all savings needs and make your money make the most money.

Make money with your money! Learn more about our savings options:

BASIC SAVINGS ACCOUNT

When you open any account, you automatically open a regular savings account. Your initial $5 deposit into your savings account empowers you to take full advantage of all the great products and services tailored for your needs.

LEARN MORE

MONEY MARKET ACCOUNT

Money Market accounts do not have a term or a period that your money is tied up and these accounts are designed to give you access to your money while earning a higher dividend rate than your regular savings or checking account.

LEARN MORE

SHARE CERTIFICATE ACCOUNT

A Share Certificate is what banks call a certificate of deposit or CD. We offer Share Certificates saving that that range from 6 months to five years. The longer you invest, the more money you earn.

LEARN MORE

Need help deciding on the right savings option for you?

Contact a People Advantage member advocate to get started today!

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union with a holistic approach to banking and lending. Our mission is to be THE resource that strengthens and rebuilds our communities by empowering our members to achieve their financial dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy—we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and achieve your financial dreams. As a CDFI, we are committed to providing financial services that support savings and lending for individuals in areas with limited access to adequate banking options. Managing finances is simple with the right tools and resources we offer.

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