RELIABLE RIDES

More than just a loan!

Young woman driving with her friend in her new car

RELIABLE RIDES

The Peoples Advantage Reliable Rides Program is designed for members with less-than-perfect credit, giving them the opportunity to purchase an affordable, reliable vehicle with an affordable auto loan rate. Reliable Rides helps individuals and families avoid high-interest rates offered by predatory lenders, extremely high down payments, hidden purchase costs, and other limitations caused by poor or no credit history.

Reliable Rides is more than just a loan! It is a chance to get people moving. It is a complete package deal: the right vehicle, an affordable rate, car insurance information through our TruStage Program, financial education, and vehicle maintenance training. Empowering members is our mission.

A Peoples Advantage Reliable Ride Program comes with free mobile and online banking*, and access to checking and savings accounts. Life is mobile and so is banking with us. Make your auto loan payment on the go with our mobile banking app.

Award Winning Service

The Peoples Advantage Reliable Rides Program is proud to be a recipient of the esteemed Credit Union National Association’s Louise Herring Philosophy-in-Action Member Service Award Winner. The award is given to a credit union for its practical application of credit union philosophy within the actual operation of the credit union. It is awarded for internal programs and services that benefit the membership.

Peoples Advantage is a Community Development Financial Institution (CDFI). What does that mean? It means that we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable lending options. Peoples Advantage works for Petersburg and Richmond, Virginia, to provide lending products and services to fit the community and offer free financial education through our Financial Empowerment Centers, so visit us in Petersburg or Richmond, Virginia, and get moving towards your new car, truck, or SUV.

Start your engine on your auto loan with membership perks:

Free financial education
E-Statement and E-notices for banking on the go
Low competitive rates
Finance up to 100% of the purchase price

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CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union and take a holistic approach to banking and lending. Our mission is to enable the underserved, unbanked, and those without credit history to build and fulfill their dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy – we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and unlock a brighter financial future. As a CDFI, we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable banking.

RELIABLE RIDES

RELIABLE RIDES

Award Winning Service

CDFI (Community Development Financial Institution):

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