Personal Loans
MONEY WHEN YOU NEED IT!
Whether you are planning a family vacation, consolidating debt or need to make repairs to your car or home, a Peoples Advantage Personal Loan is a great option. We have a variety of options to help you get the cash you need and fast! Get a personal loan and borrow up to $30,000 with flexible term options up to 60 months and a low fixed rate.
So, what is a personal loan?
It is an unsecured loan, meaning it does not require collateral; like cash, your home’s equity or your paid-off vehicle. Possibilities are endless for what you can use your cash for; consolidating debt, paying for unexpected medical or dental expenses, college expenses, weddings, home improvement projects, or taking a family vacation. Personal loans give you the freedom to use almost anything you need the cash for. There are some limitations to what you can use the money for, but personal loans are a great option for most people.
Explore your personal loan options
Fast cash loan
Unlike other loans, Peoples Advantage Fast Cash does not require traditional loan underwriting and processing. When you need some extra cash for groceries, car repairs, or anything in between, Fast Cash can help!
Share secure Loan
This is a personal loan that requires some type of collateral, like a paid-off vehicle or funds in your savings account. Get a share secured loan and borrow up to $30,000 with flexible term options up to 60 months and a low fixed rate.
Lending resources
We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial education– we provide personalized solutions and support to help you thrive.
Personal Loan Benefits
A Peoples Advantage personal loan comes with free mobile and online**banking access, and access to checking and savings accounts. Life is mobile and so is banking with us. Make your auto loan payment on the go with our mobile banking app. Peoples Advantage is a Community Development Financial Institution (CDFI). What does that mean? It means that we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable lending options.
Peoples Advantage works for Petersburg and Richmond, Virginia, to provide lending products and services to fit the community and offer free financial education through our Financial Empowerment Centers, so visit us in Petersburg or Richmond, Virginia.
Personal Loan Benefits
Free financial education
E-Statement and E-notices for banking on the go
Low competitive rates
Flexible terms up to 60 months
Always with you.
Download our mobile apps for free today for iOS or Android.
