Online Services

Banking on the go

Two hands joining two white puzzle pieces.

Online and Mobile Banking

Peoples Advantage is proud to offer free mobile and online banking* available 24/7! Life is mobile and so is banking with us. You can even customize your dashboard to personalize what you want to see when you log in. There are so many options to bank on-the-go like online bill pay, telephone voice banking, E-Statements and E-Lerts, and online financial calculators to guide you through what you can borrow or how to build your savings nest.

Online and Mobile Banking features:

• Member-to-member transfers • Seamless navigation • Dashboard access • Dark mode • Faster mobile deposits • Easily make payments • Personalized interface

Online Bill Pay

Two hours a month – that is the average time people spend paying bills, writing checks, addressing envelopes, and mailing. Now you can pay your bills in minutes with our Online Bill Pay service and give yourself more time to do what you want to do. • Easy setup • NEW Pay a Person Feature • Set it-and forget it

ONLINE BILL PAY ADVANTAGES:

Know when all your payments will clear (you set the payment dates)
Have all your payment records in one place; know at a glance what you've paid (and when)
Make a payment from multiple PAFCU checking accounts
Download information for your personal accounting software

Access Online Bill Pay in Online and Mobile Banking!

Access Online Banking

Voice Banking

Voice banking will allow you to check your balance, make transfers, make payments, and much more with absolutely no hold time. All you need to get started is your member number and verification information such as your birthday and Social Security Number.

How to Sign Up

Contact us at 804.748.3081.
When the system prompts you, press 1 for Voice Banking.
Voice Banking will then greet you and provide you with your available options.
Once you have selected an option, you will then be asked for your member number.
Voice Banking will then ask you to set up an access code.
Voice Banking will prompt you to verify your identity.
Voice Banking will then ask you to enter your access code twice, to ensure that it is accurate.
Now you will be able to check your balance, make payments, access account history, and much more.

Access Voice Banking

Advantage Teller Machines

At Peoples Advantage, we are working to blend technology with human power! Our Teller Advantage Machines are new state-of-the-art teller machines that offer more services than a regular ATM. It’s a Credit Union in a box. You can get your balance, cash, make loan payments, and deposit or cash checks 24/7. You can also talk to a teller virtually during normal business hours. Our Advantage Teller Machines are conveniently located in Petersburg and Richmond, Virginia. Avoid the line and save some time! Have a cash transaction? Our ATM accepts deposits and withdrawals.

E-Statements

Save time, paper, and money by having your statement delivered safely and conveniently right to your inbox. E-Statements are paperless statements that provide access to your statements on-the-go and help the environment.

Financial Calculators

At Peoples Advantage, we understand that information at your fingertips is important. That is why we offer online calculators to help you with monthly payments, discover if you should refinance, if you should consolidate debt and more.

Learn More

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union with a holistic approach to banking and lending. Our mission is to be THE resource that strengthens and rebuilds our communities by empowering our members to achieve their financial dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy—we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and achieve your financial dreams. As a CDFI, we are committed to providing financial services that support savings and lending for individuals in areas with limited access to adequate banking options. Managing finances is simple with the right tools and resources we offer.

Always with you.

Download our mobile apps for free today for iOS or Android.