Apply for A Loan
Start enjoying great rates
APPLY FOR A LOAN
People Advantage offers a casual and personalized banking experience with flexible consumer loan options. We offer a variety of consumer loans options including a payday lending alternative, Fast Cash Loan that offers significantly lower rates compared to alternative lenders. All Peoples Advantage loan options come with free mobile and online banking*, available 24/7! Life is mobile and so is banking with us.
Peoples Advantage is a Community Development Financial Institution (CDFI). What does that mean? It means that we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable banking. Peoples Advantage works for Petersburg and Richmond, Virginia, to provide lending products and services to fit the community and offer free financial education through our Financial Empowerment Centers. Our member advocates are skilled at helping you choose the consumer loan that is right for you! Visit our Financial Empowerment Center in Petersburg or Richmond, Virginia, and get moving towards your dreams.
Still not sold? Here are more membership perks:
Access to online Bill Pay
E-Statement and E-notices for banking on the go
Protect your account with customized alerts
Low competitive loan rates
Financing up to 100% of the purchase
*Messaging and data rates may apply through your mobile and/or internet provider.