Apply for A Loan

Start enjoying great rates

cars lined up

APPLY FOR A LOAN

People Advantage offers a casual and personalized banking experience with flexible consumer loan options. We offer a variety of consumer loans options including a payday lending alternative, Fast Cash Loan that offers significantly lower rates compared to alternative lenders. All Peoples Advantage loan options come with free mobile and online banking*, available 24/7! Life is mobile and so is banking with us.

Peoples Advantage is a Community Development Financial Institution (CDFI). What does that mean? It means that we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable banking. Peoples Advantage works for Petersburg and Richmond, Virginia, to provide lending products and services to fit the community and offer free financial education through our Financial Empowerment Centers. Our member advocates are skilled at helping you choose the consumer loan that is right for you! Visit our Financial Empowerment Center in Petersburg or Richmond, Virginia, and get moving towards your dreams.

Still not sold? Here are more membership perks:

  • Access to online Bill Pay

  • E-Statement and E-notices for banking on the go

  • Protect your account with customized alerts

  • Low competitive loan rates

  • Financing up to 100% of the purchase

*Messaging and data rates may apply through your mobile and/or internet provider.

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union with a holistic approach to banking and lending. Our mission is to be THE resource that strengthens and rebuilds our communities by empowering our members to achieve their financial dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy—we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and achieve your financial dreams. As a CDFI, we are committed to providing financial services that support savings and lending for individuals in areas with limited access to adequate banking options. Managing finances is simple with the right tools and resources we offer.

Privacy Notice

close-icon

Our site uses cookies to keep our site up to date and to aid in user experience. By using our site, you agree to the use of these cookies. By clicking "Accept," you agree to our

Cookies Statement
.