Homebuying Resources

Getting You Ready For Homeownership

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HOMEBUYING RESOURCES

Peoples Advantage is a Community Development Financial Institution (CDFI). What does that mean? It means that we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable lending options. Peoples Advantage works for Petersburg and Richmond, Virginia, to provide mortgage lending products and services to fit the community and offer free financial education through our Financial Empowerment Centers, so visit us in Petersburg or Richmond, Virginia, the key to unlocking your dream home!

Homebuyer's Handbook

MORTGAGE HELPFUL LINKS 

  • For general home buying information,

  • For refinancing information,

  • To check rates,

  • To apply,

  • For a detailed list of our loan programs,

  • For a mortgage calculator,

  • To contact us in reference to a mortgage product,  

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union with a holistic approach to banking and lending. Our mission is to be THE resource that strengthens and rebuilds our communities by empowering our members to achieve their financial dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy—we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and achieve your financial dreams. As a CDFI, we are committed to providing financial services that support savings and lending for individuals in areas with limited access to adequate banking options. Managing finances is simple with the right tools and resources we offer.

Always with you.

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