Homebuyer Handbook

TABLE OF CONTENTS

Getting to Know the Home Buying Process

Learning the Basics of Home Financing

Have Questions? We’re Here to help.

5 REASONS TO CHOOSE US

The Do’s and Don’ts of the Loan Process

The 5 Key Factors of Credit Scoring

The Mortgage Application Checklist

Working with a Real Estate Agent

Top 3 Home Buying Factors

WHAT DO YOU WANT IN YOUR NEW HOME?

Home Buyer Checkist

Succeeding Together

Move In Checklist

Important Contact Information

Mortgage Glossary
CDFI (Community Development Financial Institution):
We're proud to be a Community Development Financial Institution (CDFI) credit union with a holistic approach to banking and lending. Our mission is to be THE resource that strengthens and rebuilds our communities by empowering our members to achieve their financial dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy—we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and achieve your financial dreams. As a CDFI, we are committed to providing financial services that support savings and lending for individuals in areas with limited access to adequate banking options. Managing finances is simple with the right tools and resources we offer.