Fresh Start

Checking Account

Start fresh with Peoples Advantage FCU's Fresh Start Checking! We understand that financial mishaps happen, so we offer a second chance. Rebuild your financial footing with this specialized account designed for individuals who've faced challenges in the past. Enjoy the benefits of a checking account tailored to help you regain stability, with manageable fees and convenient access to online and mobile banking tools. Take the first step towards a brighter financial future – join us today and embark on a path to financial recovery with our Fresh Start Checking account.

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Visa® Debit Cards

Peoples Advantage FCU Fresh Start Checking Accounts are equipped with a Visa Debit Card for safe and secure payment methods. Enjoy the flexibility to make purchases online, in-store, and worldwide, backed by Visa's extensive global acceptance. With built-in security features, shop confidently while staying in control of finances.

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Upgrade Opportunity

Members that have maintained a Fresh Start Checking Account in good standing for more than 12 months, have the option to upgrade to one of our other checking account options to align with financial goals and needs.

Monthly Service Fee

$10 with direct deposit of $250+ $15 without direct deposit $250+

Fee Schedule

"Round Up" and Save

When members enroll in Peoples Advantage’s "Round Up" Program, be amazed at the savings that can build with spare change. At the end of the day, we round purchases to the closest dollar amount and put the rounded change into a savings account to build savings. Contact us to enroll.

Open Fresh Start Checking

OTHER GREAT FRESH START CHECKING BENEFITS:

Nationwide ATMs

Access to over 50,000 ATMs and shared branching locations nationwide.

VIEW LOCATIONS

Online and Mobile Banking

Life is mobile and so is banking with Peoples Advantage FCU with customizes dashboard options to personalize what you want to see when you log in. There are so many options to bank on-the-go like online bill pay, E-Statements and E-Lerts.

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Digital Wallet

Store and manage your Peoples Advantage FCU Basic Checking account on your smartphone.

Digital Wallet

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union with a holistic approach to banking and lending. Our mission is to be THE resource that strengthens and rebuilds our communities by empowering our members to achieve their financial dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy—we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and achieve your financial dreams. As a CDFI, we are committed to providing financial services that support savings and lending for individuals in areas with limited access to adequate banking options. Managing finances is simple with the right tools and resources we offer.

Always with you.

Download our mobile apps for free today for iOS or Android.

Fresh Start

Visa® Debit Cards

Upgrade Opportunity

Monthly Service Fee

"Round Up" and Save

Nationwide ATMs

Online and Mobile Banking

Digital Wallet

CDFI (Community Development Financial Institution):

Always with you.

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