Fast Cash
Cash When You Need It!
FAST CASH LOAN BASICS
Up to $2,000
Fast and easy approvals with no credit check
Quick and simple application
Choose your loan size and first due date
Loan decision in as little as 60 seconds
Upon approval, funds are deposited into your account within minutes
Payments are automatically pulled from your account
Fast Cash loan interest rate is 28.00% APR*
HEADS UP
• There is a $20 application fee charged when you click “apply”, even if you are not approved
• Fast Cash is a loan, so there are some penalties if you’re late on your payments (see below)
LATE PAYMENT PENALTIES
HOW TO APPLY
Via the mobile app: - Open the menu on the left and select ' Accounts' - Click on 'Add an Account' - Click on 'Apply for PAFCU Fast Cash Loan' Via online banking: - Once logged in, click on 'Accounts' - Click on 'Apply for PAFCU Fast Cash Loan'
Certain restrictions apply:
Must be a member for at least six months to apply
Limit to one Fast Cash loan at a time
Maximum of three Fast Cash loans within a 6-month period
Fast Cash is not available for members in North Carolina
TIPS FOR MAKING YOUR LOAN CHOICES
For loan size: take out only as much as you need right now. Consider what size payment you can make work. (See table below.) For payment due date: Pick a date that works well with your pay schedule and bills.
WHAT MIGHT YOUR PAYMENTS LOOK LIKE FOR DIFFERENT LOAN SIZES?
This table shows approximations of what monthly payments could look like depending on your loan size. These amounts are estimates to help you make your choice about how much you want to borrow (up to the maximum amount you were approved for).
Effective Date: 6-2-2025
If you borrow... | You would have to pay... |
*Estimated monthly payment amount and # of payments. | |
$2,000 | $194 for 12 payments |
$1,500 | $145 for 12 payments |
$1,000 | $125 for 9 payments |
$500 | $90 for 6 payments |
*APR= Annual Percentage Rate. The stated rate is as of 8/1/2021 and subject to change at any time. All loans, including the Fast Cash loan, are subject to approval, which is determined by an assessment of the member’s relationship with the Credit Union.
The estimated amounts in this table are rounded to the nearest, highest dollar amount and assume the first payment is being made 15 days from the date the loan funded.