Empowering Financial Freedom
Changing The 'Bank' Game
Start Your Journey
At Peoples Advantage Federal Credit Union, we’re not just another financial institution—we’re your partner in building a stronger community. Since 1966, we’ve been redefining money management in Petersburg and Richmond, creating products and services that put real financial opportunity within reach. Our mission is simple: to be THE resource that strengthens and rebuilds communities by empowering you to achieve your financial dreams.
Here, you’re more than an account number—you’re an owner. With just a $5 deposit in your savings account, you gain a stake in something bigger: a credit union that’s working for you and your community. Open your account today and take the first step toward a stronger financial future!
Real People, Serving You
When you bank with us, real people—not just chatbots or algorithms like the big neobanks—are here to help. You’ll get real conversations, real support, and real solutions from a team that truly cares about your financial success.
Open your account today—with a real person!
Community-Driven
We believe where you bank matters. As a community-driven institution, we invest in the people and businesses around us, ensuring that your money works to strengthen the very place you call home. Unlike big banks, our focus isn’t on shareholders—it’s on you. From financial education to affordable lending and local partnerships, we’re here to empower your financial future while building a stronger community for all. Because when we grow together, we thrive together.
Local Service
Our team lives and works in Richmond and Petersburg, ready to provide personalized support and real financial solutions. We are your neighbors, just friendly, knowledgeable people who care about your success. Where you bank matters, and having real people by your side makes all the difference. Don't wait! Open your account today!
Rewards Checking
Get rewarded just for using your account!
4.75% APY*
*APY= Annual Percentage Yield. Rewards Checking minimum qualifications must be met in order to receive dividends.
Save to Win Certificate
Save money and win cash prizes!
Win $5,000*
Open a 12-month Save to Win share certificate with at least $25. This will be your first entry into that month’s drawing.
Great Auto Loan Rates
Bad credit? No problem! As low as
6.24% APR*
*APR= Annual Percentage Rate. Rates based on credit worthiness. All terms, conditions and rates subject to approval.
Still not sold? Here are more membership perks: | ||
• Access to online Bill Pay | • Dividends paid on balances over $1,000.00 | • Deposit your checks conveniently on your smartphone |
• E-Statement and E-notices for banking on the go | • Low $25 opening deposit | • Access your card through Digital Wallet through Apple and Google Pay |
• Protect your account with customized alerts | • Access to over 300,000 ATMs worldwide | • Debit card rewards that include cashback |
*Restrictions may apply
**Messaging and data rates may apply through your mobile and/or internet provider.
Always with you.
Download our mobile apps for free today for iOS or Android.
