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In 2004 PAFCU partnered with Accel, a financial education and counseling program. Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 40 years.
Through our partnership with Accel, you will enjoy unlimited access to financial counselors without paying – it’s free!
As a member of PAFCU you can receive assistance with:
- Personal and family budgeting
- Understanding your personal credit report and how to improve your score
- Personal money management
- Debt repayment
- Avoiding bankruptcy, foreclosure, and repossession
Accel can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.
Accel counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (1-877-332-2235) or visit them on the web at www.accelservices.org
BudgetSmart is an exciting software program now available on our website and brought to you by Accel. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use the program to:
- Establish a budget
- Track spending
- View tips for improving areas of overspending or inadequate saving
- Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget
Click on the budget smart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!
CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if:
- you are looking to open a checking account for the first time or
- you have had difficulty handling an account in the past.
Among other things, CheckRight will help you learn how to:
- open an account
- write checks
- make deposits
- maintain a check register
- reconcile an account
- create a spending plan
CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts. You will be able to view the results and you have the option to send the results to the credit union via e-mail. Click on the CheckRight logo or here to begin using.
The web video series targets the entire financial life cycle and the situations that can impact your finances during each one of them. The helpful advice is relevant to everybody — youth, those in their middle years, and those planning for retirement.
Each program focuses on what you can do to implement your own sound financial management plan. Because money management is a life-long activity, good habits in handling our finances can never start too early. Nor can they ever end, regardless of our age.
As you look over our video offerings, choose the topics that interest you in whatever order you wish. Banking Is features young people and their experiences with personal finance. Life is What Happens While You’re Making Plans provides insights into balancing issues like making a living, starting a family, and dealing with major life changes. Planning for the New Future looks at the problems and opportunities of retiring or planning for retirement. The news magazine, Fast Forward on Finances presents more in-depth information on a number of specific topics.
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