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Rates
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Savings | Certificates
| Effective date of share rates 01-01-2012 |
| Savings |
Dividend Rate |
APY* |
Term |
| Shares bal over $1000. |
0.250 |
0.250 |
n/a |
| Share drafts bal over $2000. |
0.150 |
0.150 |
n/a |
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*APY = Annual Percentage Yield
Rates are analyzed and declared periodically by the Board of Directors without prior notice.
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Effective date of certificate rates 01-31-2012**
All certificates require a minimum depo8it of $1000.00
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| Certificates |
Dividend Rate |
APY* |
Term |
| IRA Share Accounts |
.75 |
.75 |
n/a |
| Health Savings Accounts |
.75 |
.75 |
n/a |
| 06 month Certificate |
.50 |
.50 |
6 |
| 12 month Certificate |
.60 |
.60 |
12 |
| 12 month IRA Certificate |
.60 |
.60 |
12 |
| 24 month Certificate |
.90 |
.90 |
24 |
| 24 month IRA Certificate |
.90 |
.90 |
24 |
| 36 month Certificate |
1.20 |
1.21 |
36 |
| 36 month IRA Certificate |
1.20 |
1.21 |
36 |
| 48 month Certificate |
1.30 |
1.31 |
48 |
| 48 month IRA Certificate |
1.30 |
1.31 |
48 |
| 60 month Certificate |
1.60 |
1.61 |
60 |
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60 month IRA Certificate
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1.60 |
1.61 |
60
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*APY = Annual Percentage Yield calculation is based on $1000. & may vary due to rounding
Certificate rates are subject to change weekly.
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