ATM / VISA DEBIT 
CARDS
** Important Security Information Below **
Peoples Advantage Federal Credit Union allows members access to their accounts 24 hours a day through our ATM and Debit cards. When you open a share account (savings) with the credit union, you can request an ATM card. If you also have a share draft account (checking) with us, you can request a Debit card. These cards allow you to access your account at ATM’s and businesses.
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**Debit/Credit Card Security Information**
Though Peoples Advantage FCU is committed to the highest level of security in issuing your cards and maintaining them in our system, we have no control over the security measures taken by the merchants and businesses where you conduct transactions. When a security breach or fraud issue occurs, we are notified and must block any debit or credit card that could be effected. When we receive notification, we block the card so the card number cannot be duplicated and/or used fraudulently and send you a notice to make you aware of the problem. We quickly issue a new card in its place to avoid as much inconvenience as possible. For this reason however, we recommend always having an alternate source of funds available in case your card number has been identified in a security breach and a block is necessary.
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***Debit/Credit Card Warning ***
Due to the increasing amount of fraud, the credit union will be forced to block usage of our credit and debit cards in certain countries. If you plan to travel outside of the United States, please check with the credit union prior to leaving.
A good alternative to the debit/credit card is the prepaid Visa which is available at the credit union.
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