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**Debit/Credit Card Security Information**
Though Peoples Advantage FCU is committed to the highest level of security in issuing your cards and maintaining them in our system, we have no control over the security measures taken by the merchants and businesses where you conduct transactions. When a security breach or fraud issue occurs, we are notified and must block any debit or credit card that could be effected. When we receive notification, we block the card so the card number cannot be duplicated and/or used fraudulently and send you a notice to make you aware of the problem. We quickly issue a new card in its place to avoid as much inconvenience as possible. For this reason however, we recommend always having an alternate source of funds available in case your card number has been identified in a security breach and a block is necessary.
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***Debit/Credit Card Warning ***
Due to the increasing amount of fraud, the credit union will be forced to block usage of our credit and debit cards in certain countries. If you plan to travel outside of the United States, please check with the credit union prior to leaving.
A good alternative to the debit/credit card is the prepaid Visa which is available at the credit union.
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PAFCU now offers three Visa programs designed
to fit the various needs of our members:
 Visa Classic 12.95% Fixed APR*
Visa Platinum 9.95% Fixed APR*
We also offer a Visa Classic "Rebuild Your Credit" program. This card is offered at 15.95% Fixed APR* and is designed to build or rebuild your credit history.
* All visas have no annual fees
* Letter checks are available with most of our Visa cards
* 25 day grace period
*Annual Percentage Rate
(All approvals are based on credit rating, available income, work history, length of employment, credit history and debt ratio.)
Your visa card must be activated upon receipt. Your card will not work until you call this number for activation: 1-800-456-6870.
*** If your card is lost or stolen you should immediately call 1-800-808-7230 to report it ***
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PAFCU Platinum Visa
Our Platinum Visa brings you superior benefits with real value. Among these benefits are ScoreCard Bonus Points*, Concierge Service and Travel Accident Insurance.
* ScoreCard Bonus Points
As a Platinum Preferred cardholder , you receive a reward every time you use your card for purchases. Earn one bonus point for every dollar spent in net retail purchases and redeem them for brand-name merchandise and and exciting travel awards. Current Platinum Cardholders may click on the ScoreCard link below to view their potential rewards and the number of points required for each item.
Please contact a loan officer for more information on all of our Visa products.
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